OOIDA can Finance your Equipment

Trucks • Trailers

• Our lenders start looking at credit scores from 625 and up on trucks and trailers. 
• More options for negotiating the best deal for yourself.
• Can also handle refinancing, engine rebuilds, and trucker-to-trucker transactions

Competitive Rates*
Lower rates without dealer mark-up or extra charges.

7.50% on loans, 6.4% on residual leases*

Loans and Leases
The OOIDA Equipment Finance Program offers both loans and leases of new and usedtrucks and trailers.

No Prepayment Penalties
Most of the loans we offer are simple interest with no prepayment penalties.

Straightforward Documents
No confusion about the interest rate you are actually paying.

Prequalification on Credit Score
With your conditional credit score approval in hand, visit dealerships and negotiate your price.

* with approved credit, experience, and newer equipment

NOTICE: EPA has made $1.73 million available to each state and the district of Columbia under the ARRA Act of 2009. A list of the State agency grantees for EPA’s State Clean Diesel Grant Program is at www.epa.gov/smartway under SmartWay Financing Options.These funds may be for other emission expenses other than APUs. Be aware that each State sets their own restrictions for applicants.