Voluntary Group Short Term Disability Plans

Under OOIDA's Voluntary Group Short Term Disability Plan you are covered for Total Disability Benefits for up to 52 weeks per occurrence, should illness or injury prevent you from working.  This plan gives you 24-hour coverage, so you will be protected both on and off the job.

Unlike other disability plans which calculate benefits as a percentage of your earnings, the OOIDA Voluntary Group Short Term Disability Plan pays you a flat weekly benefit. There are two weekly benefit options available. The first option has a $400 maximum weekly benefit if you are under age 70 and a $200 maximum weekly benefit if you are between ages 70-75. The second option has a $500 maximum weekly benefit if you are under age 70 and a $250 maximum weekly benefit if you are between ages 70-75. (These plans will offset with other income benefit plans).

New OOIDA members can get one of these plans - GUARANTEED ISSUE (within 60 days of membership effective date)

• No health questions asked
• Regardless of your health, coverage is guaranteed
• No approval necessary

Four Plan Options Available

Option 1 - $400 Max. Weekly Benefit has a 30-day waiting period before benefits begin.  This option is available at the low price of $77.75 per month.

Option 2 - $400 Max. Weekly Benefit has a 60-day waiting period and is $64.15 per month.

Option 3 - $500 Max. Weekly Benefit has a 30-day waiting period and is $91.75 per month.

Option 4 - $500 Max. Weekly Benefit has a 60-day waiting period and is $75.70 per month.

Also includes:

• $25,000 Accidental Death Benefit
• Travel Assistance
• Identity Theft Management Service
• Discount Prescription Card

Who is Eligible?
Any individual who is a current, dues paid member of OOIDA, who is eighteen (18) years of age or older, but not yet sixty-one (61) years old at the time of enrollment and who is either a:

• Truck Owner-Operator: You own, operate or manage one or more commercial truck(s) and are actively at work a minimum of 30 hours per week or an average of 1,500 hours per year; or
• Non-Truck Owner: You are actively at work, have a valid commercial drivers license and drive a minimum of 30 hours per week or an average of 1,500 hours per year in the trucking industry.

To download pdf of complete brochure, click here

Underwritten by:
OneBeacon America Insurance Company
The Company has been awarded an A (Excellent) rating from A.M. Best, the nation's leading independent insurance rating agency.

OneBeacon Services, LLC is a wholly owned entity of OneBeacon Insurance Group LTD. Some services offered through OneBeacon Services may be provided through third-party providers. The Discount Prescription Plan is not available in Kansas or Illinois. The availability of the Discount Prescription Plan is subject to change. Visit http://onebeacon.agelity.com/onebeacon/ for up to date information.