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About OOIDA
Benefits & Programs
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PPO Discount
Using the PPO Network that Inter-Americas contracts with allows you access to over 460,000 physicians and more than 3,500 hospitals throughout the United States. Members have access to a broad network of independently contracted physicians, hospitals and other healthcare professionals who provide services at negotiated discounted rates.  While all limited benefit plans may seem equal, using the Beechstreet PPO Network, combined with our knowledge and years of healthcare experience, allows members to save dollars on their healthcare services. To find medical providers, go to www.beechstreet.com or call 800-432-1776.
Annual Adult Wellness Test
(You must call Customer Care Services to schedule your appointment.)
Once each calendar year, you and each adult member on your plan receive a no-cost Annual Wellness Test valued at over $500. This includes: Comprehensive Wellness Profile (CWP-liver, kidney, lipid panels, CBC, electrolytes, glucose, bones and minerals), Comprehensive Urinalysis, PSA (men over 40), and Thyroid w/TSH (women).
Lab Testing Benefits
(You must call Customer Care Services to schedule your appointment.)
The Lab and Imaging Program that Inter-Americas contracts with provides unlimited access to amazing savings! Never again will you or your family be forced to pay full price for ANY Lab work, X-Rays or Imaging! The savings are unbelievable! Averaging between 40%-70% of the usual price. These savings are bigger than any PPO can offer, bigger than even the largest Insurance Companies can access, bigger than you will ever see anywhere else!
Customer Care Services
Members and companies can access benefit information and other Inter-Americas services by dialing one toll free number, 800-333-2525.

We are available to provide information on:
• Account Management
• Prescription Benefits
• Member Eligibility
• PPO Network Information
• Verification of Benefits
• Patient Advocacy Program
• General Policy Questions
• Lab Benefits

Monday through Friday, 8:00 AM – 5:00 PM, CST

Member Advocacy

Our approach to Member Advocacy is “hands-on, personalized”. Members have direct access to an Inter-Americas Personal Advocate that will promptly and efficiently handle the issues and questions that our members may have. We are able to save our members considerable time and money by helping them to maximize their plan benefits. This exclusive program is available for OOIDA Members and dependents on a case-by-case situation based on best efforts (no guarantees are implied).

Our Advocates can:
• Explain the Advantage Plans benefits and answer questions for drivers and their dependents
• Explore financial options with healthcare providers
• Explain how to file an appeal and assist with the appeal process
• Assist Members and dependents to obtain non-covered services, when possible
• Help obtain non-covered services at discounted rates
• Assist Members and dependents to resolve their large medical bills
• Secure discounts in advance of services
• Much more

Pan-American Life is not a marketer, nor an agent of the services or benefits listed on this page.

Our Insurance Carrier | Summary of Plan Benefits | Monthly Rates | Additional AD&D
Prescription Card | Outpatient Lab Benefits | Member Advantages | FAQ | Enrollment Form

For questions, please call the OOIDA Medical Benefits Group at: 800-715-9369