OOIDA
Voluntary Group Short Term Disability Plans

To enroll in OOIDA's Voluntary Group Short Term Disability plan,
either call our Medical Benefits Group at 1-800-715-9369
-OR-
Enroll On-Line Here

Under OOIDA's Voluntary Group Short Term Disability Plan you are covered for Total Disability Benefits for up to 52 weeks per occurrence, should illness or injury prevent you from working.  This plan gives you 24-hour coverage, so you will be protected both on and off the job.

Unlike other disability plans which calculate benefits as a percentage of your earnings, the OOIDA Voluntary Group Short Term Disability Plan pays you a flat weekly benefit. There is a $400 maximum weekly benefit if you are under age 70 and a $200 maximum weekly benefit if you are between ages 70-75. (This plan will offset with other income benefit plans).

New OOIDA members can get this plan - GUARANTEED ISSUE (within 60 days of membership effective date)

• No health questions asked

• Regardless of your health, coverage is guaranteed

• No approval necessary

Two Plan Options Available

There are two plan options available to you:

Option 1 has a 30-day waiting period before benefits begin.  This option is available at the low price of $77.75 per month.

Option 2 has a 60-day waiting period and is only $64.15 per month.

$25,000 Accidental Death Benefit

In addition to protection for loss of income due to illness and injury, the plan also includes a $25,000 benefit for accidental death.

Travel Assistance

Travel Assistance provides 24 hour, multilingual travel emergency services for you (and your dependents traveling with you) should you become sick or injured. This 24/7 support network manages medical, legal, informational, personal and security services to ensure that you have access to the best possible care anywhere in the world.

Identity Theft Resolution Service

From first call to crisis resolution, this service provides to you (and your eligible dependents), a personal specialist who will provide one-on-one counseling for all aspects of identity theft. You will have proactive protection of your identity, and the assistance you need to regain full restoration of your identity after falling victim to identity theft.

Who is Eligible?

Any individual who is a current, dues paid member of OOIDA and who is a:

• Truck Owner-Operator: You own, operate or manage one or more commercial truck(s) and are actively at work a minimum of 30 hours per week or an average of 1,500 hours per year; or

• Non-Truck Owner: You are actively at work, have a valid commercial drivers license and drive a minimum of 30 hours per week or an average of 1,500 hours per year in the trucking industry.

HOW TO ENROLL!

To enroll in OOIDA's Voluntary Group Short Term Disability plan either
call our Medical Benefits Group at 1-800-715-9369
-OR-
Enroll On-Line Here

IMPORTANT FACTS ABOUT THIS COVERAGE

Eligibility:  You must be an OOIDA member. You must be at least 18, but less than 61 years old and meet the above eligibility provisions.

Effective Date:  Your coverage will begin at 12:01 a.m. the first of the following month after your enrollment form is completed. You must be actively at work on your effective date.  Otherwise, coverage will not go into effect until the first of the month after you return to work on a full-time basis.

Renewal Guarantee:  Coverage will remain in force until you are age 75, as long as you are an eligible OOIDA member, you continue to pay premiums when due, you remain actively at work, and the group policy remains in force.

Underwritten by:
OneBeacon America Insurance Company
The Company has been awarded an A (Excellent) rating from A.M. Best, the nation's leading independent insurance rating agency.

This is a brief, but accurate, description of the coverage. It is only a summary and not the contract. Full details of your rights and obligations are in the Group Master Policy Number 218-000-000 or 218-000-001. For more information, contact Owner-Operator Services, Inc.