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About
OOIDA |
Benefits
& Programs |
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The Medical Benefits Group of OOIDA offers a variety of benefits for you and your family. Each of these benefits have been carefully selected and tailored to meet your needs. We strive to offer the most comprehensive and affordable benefits available on the market. We are continuously searching for new products to make sure that our members have the best possible protection. The Medical Benefits Group has agents available from 7:30 am to 5:30 pm CST, Monday through Friday, to answer your questions and help you design a package of benefits that will best suit your needs. Call our office at 1-800-715-9369 or e-mail us at medben@ooida.com |
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OOIDA Advantage Plans OOIDA introduces scheduled medical benefit plans designed for OOIDA members. Guaranteed issue/Open Enrollment • No height or weight questions asked • No pre-existing conditions • Pays in addition to other benefit plans • Four plan options available at affordable rates. (click for more information....) |
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OOIDA Accidental Death and Dismemberment Plan |
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OOIDA Voluntary Group Short Term Disability Plan OOIDA's Group Short Term Disability Plan protects you and your family against your short-term loss of income due to sickness or injury. There are two options available. Option 1 has a 30-day waiting period before benefits are payable. Option 2 has a 60-day waiting period. Both options pay a maximum weekly benefit of $400 should you be unable to work. OOIDA members 18 or over but not yet age 59 are eligible. (click for more information....) |
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OOIDA Group Dental Benefit Plans We offer two Dental Plans - the Value Plan and the Premier Plan. Both plans allow you to use any dentist of your choice, cover 100% of prevailing fees for preventive services, and an 800 number for claim inquiries. These plans have a maximum benefit of $1,000 per covered person, per year. The Value Plan provides preventive and basic dental benefits. The Premier Plan provides preventive, basic, and also includes benefits for major services. (click for more information....) |
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OOIDA Group Life Insurance Plan This program offers coverage from $10,000 to $500,000 in increments of $10,000. Your spouse can apply for up to 50% of your approved amount. We also offer a dependent life policy which covers your spouse and children for the low monthly cost of $4.75. This coverage provides $10,000 for your spouse and $5,000 for each child. Ask our agents about the guaranteed issue coverage (limited time offer). (click for more information....) |
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OOIDA Voluntary Vision Care Plan Affordable eye care is now available for OOIDA Members and their families. OOIDA is pleased to offer members the OOIDA Voluntary Vision Care Plan. It’s important to see the value of good eye care.
Don’t put off regular eye exams because of costs. Now it’s easy and affordable to protect the eyesight of yourself and your dependents. |
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OOIDA Universal Life Not just another life insurance policy. Universal Life Insurance is an excellent way of providing you and your family with the peace of mind that only insurance can provide. (click for more information....) |
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OOIDA Occupational Accident Plans
*There is a special $500,000 Accident Plan, developed for Texas residents in order to meet the requirements of the trucking deregulation law passed in 1995. |
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All three policies offer 100% of reasonable and customary charges for medical expenses incurred due to an occupational accident with NO DEDUCTIBLE. Coverage includes accidental death, short-term and long term disability and some limited accidental dental benefits. There are also limited benefits for non-occupational accidents. |
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