New Jersey

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7/25/07-A new law in effect makes it illegal for creditors to deny credit to people solely because they were victims of identity theft. It also prohibits the reduction of a person's credit limit.
The new law, previously S1643, allows violators to face penalties of $5,000 for every proven incident of credit denial to a victim of identity theft.

Click here to read the 2006 legislative updates for S1643.