Accidental Death & Dismemberment
An accident could very easily happen to you, and if it does you’ll want to know you’ve done your best to leave your family financially prepared.
According to the National Safety Council*, accidents are the fifth overall leading cause of death in the U.S. and the #1 cause for people under the age of 45.
* Based on most current study available, dated: 2013
OOIDA can provide an affordable way to get the accident insurance protection you want and need for yourself and your family.
OOIDA provides $1,000 Accidental Death and Dismemberment Coverage to each current dues-paying member at no cost. As a member, you also have the option to purchase up to $400,000 additional coverage for yourself as well as coverage for your family at low monthly rates.
Download The Brochure for Details and Benefit Schedule Amount
How to enroll:
Step 1: Choose the additional amount of coverage you wish to apply for from the chart below.
| Individual Coverage | Family Coverage | Cost | ||||
|---|---|---|---|---|---|---|
| Individual’s Additional Amount |
Spouse & Children | Spouse Only | Single Parent | Monthly Cost for Individual Coverage |
Total Monthly Cost for Individual & Family |
|
| Spouse’s Coverage | Children’s Coverage (each child) | Spouse’s Coverage | Children’s Coverage (each child) | |||
| $50,000 | $20,000 | $5,000 | $25,000 | $7,500 | $6.75 | $10.13 |
| $100,000 | $40,000 | $10,000 | $50,000 | $15,000 | $13.50 | $20.25 |
| $150,000 | $60,000 | $15,000 | $75,000 | $22,500 | $20.25 | $30.38 |
| $200,000 | $80,000 | $20,000 | $100,000 | $30,000 | $27.00 | $40.50 |
| $250,000 | $100,000 | $25,000 | $125,000 | $37,500 | $33.75 | $50.63 |
| $300,000 | $120,000 | $30,000 | $150,000 | $45,000 | $40.50 | $60.75 |
| $350,000 | $140,000 | $35,000 | $175,000 | $52,500 | $47.25 | $70.38 |
| $400,000 | $160,000 | $40,000 | $200,000 | $60,000 | $54.00 | $81.00 |
Step 2: Contact OOIDA’s Life & Health Benefits Department for an enrollment form @ 816-229-5791 OR contact us by email: medben@ooida.com
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