Occupational Accident

OOIDA sponsors three Occupational Accident Plan limits for Owner-Operators or drivers who are not required by law to carry statutory Workers’ Compensation. These plans offer coverage for accidental medical, accidental dental expenses, disability income, and accidental death and dismemberment as well as benefits for travel assistance and identity theft resolution services. These plans also offer limited medical, dental and accidental death and dismemberment benefits for non-occupational accidents.

OOIDA sponsors Contingent Liability coverage for motor carriers. Contingent Liability also provides Employer’s Liability protection. For information on this and our special fleet rates for Occupational Accident coverage, contact OOIDA’s Life & Health Benefits department at 800-715-9369.

New Plans Available for Driveaway Operations!

$1,000,000 Plan for $125 per month
$2,000,000 Plan for $145 per month

For more information contact the Life & Health Benefits at

Click each of the links below for more information about each of the Occupational Accident Plans.

$500,000 Occupational Accident Plan

$1,000,000 Occupational Accident Plan

$2,000,000 Occupational Accident Plan