We offer three occupational accident plan limits for Owner-Operators or drivers who are not required by law to carry statutory Workers’ Compensation. These plans offer coverage for accidental medical, accidental dental expenses, disability income, and accidental death and dismemberment as well as benefits for travel assistance, identity theft resolution services and discount prescription drugs. These plans also offer limited medical, dental and accidental death and dismemberment benefits for non-occupational accidents.

OOIDA offers Contingent Liability coverage for motor carriers. Contingent Liability also provides Employer’s Liability protection. For information on this and our special fleet rates for occupational accident coverage, contact OOIDA’s Life & Health Benefits department at 800-715-9369.

Click each of the links below for more information about each of OOIDA’s Occupational Accident Plans.

Occupational Accident
$500,000 Occupational Accident Plan

$1,000,000 Occupational Accident Plan

$2,000,000 Occupational Accident Plan