Open enrollment for existing members starts January 1st and ends February 28th.
New OOIDA members can get one of these plans – GUARANTEED ISSUE (within 60 days of membership effective date).
Under OOIDA’s sponsored Voluntary Group Short Term Disability Plan you are covered for Total Disability Benefits for up to 52 weeks per occurrence, should illness or injury prevent you from working. This plan gives you 24-hour coverage, so you will be protected both on and off the job.
Unlike other disability plans which calculate benefits as a percentage of your earnings, the OOIDA sponsored Voluntary Group Short Term Disability Plan pays you a flat weekly benefit. There are two weekly benefit options available. The first option has a $400 maximum weekly benefit if you are under age 70 and a $200 maximum weekly benefit if you are between ages 70-75. The second option has a $500 maximum weekly benefit if you are under age 70 and a $250 maximum weekly benefit if you are between ages 70-75. (These plans will offset with other income benefit plans).
- No health questions asked
- Regardless of your health, coverage is guaranteed
- No approval necessary
Two Plan Options Available
Option 1 – $400 Max. Weekly Benefit has a 30-day waiting period and is $97.55 per month.
Option 2 – $500 Max. Weekly Benefit has a 30-day waiting period and is $115.10 per month.
Also includes:
- $25,000 Accidental Death Benefit
- Travel Assistance
- Identity Theft Resolution Service
Who is Eligible?
Any individual who is a current, dues paid member of OOIDA, who is eighteen (18) years of age or older, but not yet sixty-one (61) years old at the time of enrollment and who is either a:
- Truck Owner-Operator: You own, operate or manage one or more commercial truck(s) and are actively at work a minimum of 30 hours per week or an average of 1,500 hours per year; or
- Non-Truck Owner: You are actively at work, have a valid commercial drivers license and drive a minimum of 30 hours per week or an average of 1,500 hours per year in the trucking industry.
For full details of your rights and obligations, please refer to the Group Master Policy. For more information about this coverage, contact an agent at Owner Operators Services, Inc. in the Life & Health Benefits Department at 800-715-9369.
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